Tata AIA Life Insurance has consistently excelled in fund performance through its Unit Linked Insurance Plans (ULIPs), surpassing market benchmarks and providing policyholders with an exceptional blend of long-term growth and life insurance coverage.

**Tata AIA Fund Performance Overview**
As of February 28, 2025, Tata AIA’s funds have demonstrated impressive returns over the past five years, as shown below:

– **Multi Cap Fund**: 23.87% return vs. 15.98% benchmark
– **Top 200 Fund**: 24.31% return vs. 15.98% benchmark
– **India Consumption Fund**: 22.47% return vs. 15.98% benchmark

*Note: Past performance is not indicative of future results. The benchmark for these funds is the S&P BSE 200.*

**Inception Dates**:
– Top 200 Fund: January 12, 2009
– Multi Cap Fund: October 5, 2015
– India Consumption Fund: October 5, 2015

Tata AIA has proven its expertise in investment-linked plans, consistently delivering fund performance that exceeds benchmarks. An impressive 99.93% of the company’s assets under management (AUM) are rated 4 or 5 stars by Morningstar, a leading global rating agency, significantly outpacing the industry average of under 30%.

**Recent NFO Performance**
As of February 28, 2025, the performance of Tata AIA’s New Fund Offers (NFOs) is as follows:

– **Emerging Opportunities Fund**: AUM of ₹1518.89 Cr, launched on December 31, 2022, with returns of 23.37% against a benchmark return of 20.66%.
– **Dynamic Advantage Fund**: AUM of ₹194.18 Cr, launched on March 31, 2023, with returns of 20.30% against a benchmark return of 10.74%.
– **Sustainable Equity Fund**: AUM of ₹63.17 Cr, launched on March 31, 2023, with returns of 17.31% against a benchmark return of 16.77%.
– **Small Cap Discovery Fund**: AUM of ₹966.60 Cr, launched on July 24, 2023, with returns of 28.79% against a benchmark return of 16.10%.
– **Flexi Growth Fund**: AUM of ₹613.47 Cr, launched on December 31, 2023, with returns of 6.21% against a benchmark return of 1.99%.

Tata AIA’s offerings empower policyholders with access to high-growth equity opportunities, complemented by strong life and health insurance benefits. The funds prioritize high-performing stocks, balancing risk and return across various market capitalizations.

**Expert Insights**
Harshad Patil, EVP & CIO of Tata AIA, stated, “In alignment with Tata AIA Life’s investment objectives, we aim to provide superior, consistent, and risk-adjusted long-term returns. Our established research process employs a bottom-up approach to stock selection, enabling us to achieve remarkable fund performance across our portfolio.” Tata AIA Life Insurance remains committed to delivering consistent, benchmark-beating returns while redefining life insurance through its integrated ULIP offerings.

**AUM Growth**
As of February 28, 2025, Tata AIA has significantly increased its Assets Under Management (AUM) to ₹114,905 Crores, reflecting a year-on-year growth of 19.70%. This growth is attributed to robust individual new business premium income and outstanding investment performance.

**Market Volatility Performance**
Tata AIA funds have shown resilience during market volatility, as illustrated below:

– **Lehman Brothers Crisis (2008)**:
– Top 200 Fund: ₹1,00,000 invested in February 2009 grew to ₹14,99,679, yielding an 18.44% return.
– **Demonetization (2016)**:
– Top 200 Fund: ₹1,00,000 invested in December 2016 grew to ₹4,67,891, yielding an 18.70% return.
– Multi Cap Fund: ₹1,00,000 invested in December 2016 grew to ₹5,34,102, yielding a 20.46% return.
– **COVID-19 Epidemic (2020)**:
– Top 200 Fund: ₹1,00,000 invested in March 2020 grew to ₹4,36,190, yielding a 34.26% return.
– Multi Cap Fund: ₹1,00,000 invested in March 2020 grew to ₹4,33,517, yielding a 34.09% return.

**Investment Strategy**
Investments made in Tata AIA funds during periods of market volatility have resulted in superior returns:

– **Top 200 Fund**: ₹3,00,000 invested (₹1,00,000 each in February 2009, December 2016, and March 2020) grew to ₹24,03,760, yielding a 19.51% return.
– **Multi Cap Fund**: ₹3,00,000 invested (₹1,00,000 each in October 2015, December 2016, and March 2020) grew to ₹15,23,587, yielding a 23.11% return.

This data suggests that averaging down one’s portfolio during market fluctuations can be beneficial, taking advantage of attractive valuations.

*(Disclaimer: This press release is provided under an arrangement with NRDPL, and PTI assumes no editorial responsibility for its content.)*